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National Health Insurance

Enroll in national health insurance for 30% medical cost coverage

Procedure Steps

1

Apply within 14 days after address registration

2

Visit national health insurance counter at local city/ward office

3

Fill out enrollment form and submit residence card

4

Select payment method (bank transfer/payment slip)

5

Receive insurance card (same day or by mail within 1 week)

Required Documents

  • Residence card
  • Passport
  • Resident certificate (not needed if already registered)
  • Bank account info (for automatic withdrawal)

Important Notes

  • ⚠️ Insurance premiums and enrollment conditions may vary by region and income
  • Mandatory for stays over 3 months (except short-term visas)
  • Monthly premium: varies by income (avg ¥5,000-20,000/month)
  • Hospital visits: 30% copay, 70% covered by insurance
  • Must always carry insurance card (show at hospital)
  • Company employees enroll in company insurance (national insurance not needed)
  • 🚨 Penalties for non-enrollment: 100% medical costs, retroactive premium charges, visa renewal disadvantages, possible fines

📚 Official Sources & References

  • Ministry of Health, Labour and Welfare: www.mhlw.go.jp
  • Last updated: September 2025