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Bank Account Opening
How to open a bank account essential for living in Japan
Procedure Steps
1
Choose a bank (Japan Post Bank, Mizuho Bank, etc.)
2
Make an appointment and visit (check visa type)
3
Submit identification
4
Submit address verification documents
5
Fill out account opening application
6
Receive card and bankbook (takes 1-2 weeks)
Required Documents
- ✓Passport (or driver's license)
- ✓Residence card
- ✓Resident certificate (issued within 3 months)
- ✓Seal (or signature)
- ✓Employment certificate (issued by employer)
Important Notes
- •⚠️ Account opening requirements vary by region and visa type; tourist visas and short-term stays may be denied
- •Japan Post Bank: Most foreigner-friendly with English support
- •Mizuho Bank: Long operating hours, free ATM usage
- •Application takes 1-2 hours, card/bankbook received by mail in 1-2 weeks
- •Signature accepted instead of seal (varies by bank)
- •Online banking requires additional ID verification
- •Some banks require residence period of 6+ months
📚 Official Sources & References
- •Financial Services Agency: www.fsa.go.jp
- •Last updated: September 2025